Accessing accurate financial data can boost the chances of an applicant getting accepted.
Using our predictive analytics platform you can easily view the probability of a customer defaulting on a loan.
No documents, just a bank account, guarantee a better user experience and access to digital products.
We are leveraging Open Banking (PSD2) data and financial behavior to provide a fairer credit score that enables lenders to make credit more accessible to their customers and deliver a better digital experience. At the same time we aim at offering personalised explanations and make credit decisions transparent to consumers.
The banking sector faces a lot of challenges when it comes to make a decision around credit risk. Not all customer are paid monthly (e.g. gig economy), not all of them have a credit file (e.g. they just moved from abroad) and not all of them play fair (e.g. fraudulent applications). With the incorporation of income verification into your existing processes, you can meet these challenges and take the right decisions.
Auto Finance, Banking, Retail Finance or Credit Cards? Integrate our platform in your lending business.
Ask us how we can make Open Banking work for you.